Budget My Move
Mortgage Overpayment Calculator
Enter your mortgage details and compare the effect of extra monthly payments and lump sums.
Your figures: calculations run in your browser.
Your options: save, export and import scenarios.
Planning estimates: check important figures with your adviser.
Mortgage overpayment planner
Use your current mortgage balance or a planned new mortgage. Results assume the interest rate stays unchanged.
£
%
years
Mortgage
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Rate
—
Term
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Normal payment
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Your overpayment plan
£/mo
£/yr
£
Check your lender’s annual overpayment allowance and any early repayment charges before making overpayments.
What the overpayments do
New payoff time
—
Time saved
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Interest saved
—
Total monthly payment
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Mortgage balance over time
Compare the normal repayment path with your overpayment plan.
Normal repaymentWith overpayments
Important: Estimates for general planning and educational purposes only. This calculator is not financial, tax or mortgage advice, a mortgage offer or a lender affordability assessment. Rates, costs and rules can change. Check assumptions and important figures with your lender, mortgage adviser or conveyancer.