Budget My Move

Compare House Costs & Mortgage Scenarios

Compare properties, offer prices and mortgage scenarios using the same household income and spending.

Your figures: calculations run in your browser.
Your options: save, export and import scenarios.
Planning estimates: check important figures with your adviser.

Your household

These figures apply to every home in your comparison.

£/mo

Include food, utilities, childcare, loans and other regular spending. Exclude mortgage payments and the property running costs entered in each scenario.

Household gross income
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Estimated take-home
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Comparison summary

Start with the summary below. Expand detailed figures or charts when you need a closer look; tables scroll sideways on smaller screens.

Detailed figures and comparison table
Explore charts and interest-rate sensitivity

Visual comparison

Tap a measure row above to compare all homes visually.
Tap row See chart Compare homes

Interest-rate sensitivity comparison

Stress-test every home at the same rates so you can see how quickly each monthly payment rises.
Same rates All homes Monthly payment
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Rate

Compare all visually

Swipe through one visual card per measure. Tap any card to focus that metric in the chart above.
Swipe cards One chart per measure

Edit homes and offers

Compare up to eight homes or offers. Every property uses the household figures entered above, while its price, deposit, mortgage and running costs can vary.

Start with Home A, then add more houses or alternative offer/rate scenarios below.

Important: Estimates for general planning and educational purposes only. This calculator is not financial, tax or mortgage advice, a mortgage offer or a lender affordability assessment. Rates, costs and rules can change. Check assumptions and important figures with your lender, mortgage adviser or conveyancer.